An evaluation of an individual's or company's ability to repay obligations or its likelihood of not defaulting See: Creditworthiness.

A report ordered by a lender from a credit agency to determine a borrower's credit habits.

Information (based on interpretation by an official credit rating agency or similar financial services data provider) of a person's or company's or other entity's f [..]

A credit rating is a measure of the creditworthiness of a borrower. In credit cards and other borrowing, credit ratings are calculated by the credit bureaus, based on past payment behavior, income, employment and other factors that serve as a general predictor of ability and propensity to repay debts.

A rating based on a person's present financial condition and past credit history.

Credit ratings measure a borrower's creditworthiness and provide an international framework for comparing the credit quality of issuers and rated bonds. Rating agencies allocate three kinds of ratings: for issuers, for long-term debt and for short-term debt. Of these, issuer credit ratings are the most widely watched. They measure the creditwo [..]

Your credit rating is an independent statistical evaluation of your ability to repay debt based on your borrowing and repayment history. If you always pay your bills on time, you are more likely to have good credit and therefore may receive favorable terms on a loan or credit card, such as relatively low finance charges. If your credit rating is po [..]

Definition A published ranking, based on detailed financial analysis by a credit bureau, of one's financial history, specifically as it relates to one's ability to meet debt obligations. The [..]

Credit rating is a calculation of the past behavior of a borrower. It is a combination of income, employment, and history of repayment and is a way for a potential loaner to have an idea of the likelihood of repayment.

An evaluation of credit-worthiness based on financial resources and credit history. Strictly speaking, ratings are usually applied to businesses or governments, and expressed as a letter grade (A, B+, [..]

A rating created by authorized credit agencies that denotes a person’s credit history.

An evaluation of a borrower's ability to repay a loan based on his or her character, capacity and capital.

The exercise of assessing the credit record, integrity and capability of a prospective borrower to meet debt obligations. Credit rating relates to companies, individuals and even countries. In the cas [..]

The assessment given to debts and borrowers by a ratings agency according to their safety from an investment standpoint - based on their creditworthiness, or the ability of the company or government t [..]

Most bonds are allocated a credit rating to indicate to an investor the likelihood of a subsequent default…

Credit ratings are established and monitored by rating agencies (i.e. Standard & Poors), which consider a variety of factors to determine a company's health, financial stability and its inves [..]

Formal evaluation of a company's ability to pay interest and repay principal on borrowed money, as published by a credit rating agency or service. Also, from a personal investor perspective, a pu [..]

a score calculated by using a person's credit report to determine the likelihood of a loan being repaid on time. Scores range from about 360-840: a lower score meaning a person is a higher risk, while a higher score means that there is less risk.

Based on your credit history you are given a credit rating to enable banks and building societies to assess how risky it might be to lend you money.

A credit rating identifies the relative creditworthiness of a borrower, exposure, or facility by assigning a credit grade.

Rating applied to a company’s debt or debt security that indicates the company’s relative creditworthiness. The most well-known ratings are issued by US ratings companies Moody’s Investors Services or Standard & Poor’s. Debt issuers pay these companies to rate their debt to make it easier to attract investors.

An assessment of the credit-worthiness of individuals and corporations, based on their borrowing and repayment history.

It is a ranking applied to a person or business based on their credit history that represents their ability to repay a debt

An assessment of the creditworthiness of an individual or corporation. Credit ratings are commonly assigned by credit rating agencies.

An evaluation of an individual’s or business’s financial history and the ability to pay debts. Lenders use this information to decide whether to approve a loan. The credit rating is usually in the for [..]

An indication of a business's ability to pay back its debts. A credit rating determines how easily a company can get credit such as loans.

Score/predictor of the ability to pay back a loan. The credit rating is a result of credit scoring.

Credit rating is a generic term for any system that ranks an individual's or business's ability to make debt payments as promised. In consumer credit, the most common credit rating is the FI [..]

commonly refers to a score issued by the Fair Isaac Corporation (a "FICO score"). A person's credit rating indicates how creditworthy he or she is.

Credit rating is the process of evaluating a potential borrower's ability to repay debt. It is prepared by an authorized credit bureau on the request of the proposed lender based on the history o [..]

An estimate of the amount of credit that can be extended to an individual or business without undue risk. (See also credit scoring system)

A composite evaluation of a person's or corporation's financial strength and trustworthiness.

A score based on your previous history of borrowing and repaying money

A person's credit rating is a number which expresses what kind of credit risk they are to a lender. It is calculated by a credit reference agency using a wide range of information including payme [..]

an evaluation of the likelihood of a borrower to default on a loan. Credit reporting companies provide information about your financial behaviour to lenders to help them decide whether or not to lend [..]

A rating given to a person to establish willingness to pay obligations based upon one’s past history of timely payment.

Formal evaluation of a company's ability to pay interest and repay principal on borrowed money, as published by a credit rating agency or service. Also, from a personal investor perspective, a published ranking, based on detailed financial analysis by a credit bureau, of one's financial history, specifically as it relates to one's ab [..]

A person’s credit rating is based on their credit file or credit history. A person who has a credit file or a bad credit history is likely to have a poor credit rating. Banks and financial organisatio [..]

Formal evaluation of a company's ability to pay interest and repay principal on borrowed money, as published by a credit rating agency or service. Also, from a personal investor perspective, a pu [..]

See Rating.

A report ordered by a lender from a credit agency to determine a borrower's credit habits.

A credit rating or credit score predicts the likelihood that a prospective borrower will repay the debt on time as per the agreement or promissory note. The FICO score is an example of a credit rating [..]

A formal assessment of an individual's or a corporation's ability to handle credit, based on the history of borrowing and repayment, as well as the availability of assets and the extent of l [..]

n. clasificación de riesgo crediticio, clasificación crediticia

This is a rating created by authorized credit agencies. It is based on a person's credit history.

An assessment of the credit-worthiness of individuals and corporations, based on their borrowing and repayment history.

refers to any adverse listing that a credit reporting agency may have put on your file. An adverse listing can happen if you stop making your loan repayments and the lender reports this fact to the credit reporting agency.

This is the rating which an individual (or company) gets from the credit industry. This is obtained by the individual’s credit history, the details of which are available from specialist organisations [..]

A score based on your credit history. It is decided based on your income, your ability to repay a loan, and other factors.

A rating that is given based on how credit-worthy a company or an individual is considered to be.

See   Bond rating

An assessment of a particular issuer's creditworthiness which results in a rating being assigned. Ratings range from AAA (very high) to D (in default). Several companies study issuers and make ratings decisions, including Moody's and Standard & Poor's. Back To Top

Each individual consumer has a credit file with each of the three major credit bureaus - Equifax, Experian, and TransUnion. Each company uses a formula developed by Fair Issac's; Co. (FICO) to de [..]

See Bond rating

A measure of the ability of an individual, organisation or country to repay debt. The highest rating is normally AAA, and the lowest D. These are normally issued by a credit rating agency or credit bu [..]

Bond issuers can pay to have their bonds rated by a number of credit ratings agencies including Standard & Poors, Moody's and Fitch. The credit rating is designed to give investors an indicat [..]

An independent assessment of a company’s or government’s ability to pay its debt. Credit ratings are provided by rating agencies; changes to a company’s or government’s rating can dramatically affect the price of its bonds.

The credit worthiness of a company or person. The higher the rating the financially stronger they are deemed to be.

Bond issuers can pay to have their bonds rated by a number of credit ratings agencies including Standard & Poors, Moody's and Fitch. The credit rating is designed to give investors an indication of the quality of the bond, providing a professional assessment of the risk that the issuer may default on interest and capital repayments. Credit [..]

Credit ratings, as assigned by rating agencies (such as Standard & Poor’s and Moody’s), are indicators for the likelihood of timely and complete repayment (by ING) of interest and instalments of f [..]

An assessment of the likelihood of an individual or business being able to meet its financial obligations. Credit ratings are provided by credit agencies or rating agencies to verify the financial str [..]

A financial institution's evaluation of whether a person is suitable to receive credit. Credit ratings are based on an individual's character, capacity to repay, and capital.

Rating used by financial institutions making loans which they use to judge an individual or company’s credit worthiness.

A formal evaluation of an individual’s or business’ credit history and capability of repaying obligations by a credit reporting agency. The credit rating is based on the number of outstanding debts and whether debts are being repaid in a timely manner. Related Topics How to Speak Credit Credit Reports Avoiding Fraud & Schemes

An evaluation of the likelihood of a borrower to default on a loan. Credit bureaus and credit reporting agencies provide this information to banks and businesses to help them decide whether to issue a [..]

Credit ratings are attached by rating agencies to certain debt issuers such as government or corporations. Credit rating is not synonymous with a consumer’s credit score.

Credit bureaus and credit reporting agencies generate an individual’s credit rating, by viewing credit limits, balances, and personal information, and determine if someone has had prior credit problem [..]

A numerical score based on credit limits, balances, and personal information assigned by credit bureaus and credit reporting agencies to determine an individual's ability to pay back loans and cr [..]

A tool that banks and financial service providers use to assess how likely you are to be able to honour your debt, if you have a good rating you will have access to more funds than if you have a poor [..]

A credit rating is an evaluation of an individual or companies’ ability to fulfil future financial commitments and is based on their earlier financial dealings with other companies andBanks. A credit [..]

An assessment of a debtor’s credit standing by rating agencies on the basis of such criteria as total debt, country risk, etc. Of the leading international agencies, the ratings issued by Standard &am [..]

An expression of creditworthiness based upon present financial condition and past credit history.

An evaluation of an individual's or company's ability to repay obligations or its likelihood of not defaulting See: Creditworthiness.

A credit rating is an evaluation of the credit risk of a prospective debtor (an individual, a business, company or a government), predicting their ability to pay back the debt, and an implicit forecas [..]